Terms

Acceptance of Terms

By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the site.

Clause 01

Acceptance of Terms

By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the site.

EU Consumer Rights
Clause 02

Scope of Services

Cafe Farm Insurance provides general information and insurance selection support for retirees. Any insurer, policy, or coverage decision remains subject to the relevant provider's own terms, eligibility rules, and approval process.

EU Commission
Privacy Policy Contact
Core Terms

We may describe services, request information, or direct you to third-party providers, but we do not guarantee that any particular policy, rate, or outcome will be available. Any commercial terms are effective only when confirmed by the relevant provider or by us in writing where applicable.

Privacy Contact
03 Operational Clause

Commercial Terms

We may describe services, request information, or direct you to third-party providers, but we do not guarantee that any particular policy, rate, or outcome will be available. Any commercial terms are effective only when confirmed by the relevant provider or by us in writing where applicable.

Reference WIPO
04 Supporting Clause

User Responsibilities

You are responsible for the accuracy of information you submit and for reviewing all materials before relying on them. We may decline or limit assistance where information is incomplete, inaccurate, or inconsistent with our internal requirements or applicable law.

Reference HCCH
Policy Terms

All website content, including text, layout, graphics, and logos, is owned by or licensed to Cafe Farm Insurance and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content without prior written permission, except as allowed by law.

Privacy Contact
05 Clause

Intellectual Property

All website content, including text, layout, graphics, and logos, is owned by or licensed to Cafe Farm Insurance and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse such content without prior written permission, except as allowed by law.

Reference EU Consumer Rights
06 Clause

Disclaimer of Warranties

The website and its content are provided on an 'as is' and 'as available' basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose, and we are not liable for indirect or consequential loss arising from use of the site.

Reference EU Commission